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SCOTTI & ASSOCIATES
offers local residential real estate brokerage
services to help you buy or sell a home in
throughout Rhode Island and the Southeast
Massachusetts market areas. Our real
estate agents are among the top RealtorsŪ in the
area, consistently providing superior service,
quality, knowledge, and integrity.
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Owning a Home
For the vast majority of us,
owning a home is part of the
American Dream. It not only
gives us a place to call our
own, but also lets us
customize the place we live
in so that it feels and
looks just the way we want
it to. According to studies
conducted by the National
Association of REALTORŪs,
87% of those polled cited
home ownership as the number
one criterion for defining
the good life.
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Buying a Home / Using a REALTORŪ
Finding the right home, in the right neighborhood, and for the right
price takes more than knowledge. It is also a lot of |
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work and requires a lot of
time. An experienced REALTORŪ can help you use your time looking at the
homes that are right |
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for you. No need to spend your time looking at the wrong places. Your
REALTORŪ will take your requests and check daily for all homes that are right for
you.
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Mortgage Information
How Much Home Can You Afford?
What's in a price
Getting down to payments
Types of mortgages
Financing information |
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| The price of a home is only part of the financial information you will need when
making a purchase. Shorewood REALTORŪs can provide you with the most current
mortgage interest rates, loan options and fees and information about
additional costs that are a part of home purchases.
A loan on which the monthly payments will increase or decrease over time, based
on changes in the ARM's interest rate index. ARM payments typically are adjusted
every six months or once a year. Common indices to which ARMs are tied include
the 11th District Cost of Funds, one-year T-note and six-month T-bill.
Buying a Home For most people, the single largest purchase in their lives will
be their home. Selecting the right house and getting the best financing for your
purchase requires informed, experienced guidance. |
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Selling a Home
Selling your home is a big decision. In addition to financial considerations,
you also will want someone protecting you |
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and your property as buyers
examine and make offers on your home. Also, when selling your
home, you may be buying another home and will need help balancing your
sale with |
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your new purchase.
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REALTORŪ can list your property in the
MLS, providing your home with incomparable exposure and ensuring you have as
many REALTORŪS as possible helping to find a buyer. But that's not all a
REALTORŪ does to market your home. He or she knows how to specifically target
advertising to reach buyers for your home, and uses all the marketing tools
available to ensure that your home is sold expediently.
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Selecting a REALTORŪ
A good REALTORŪ can save you time and money. Scotti & Associates's trained and
licensed agents can keep you informed about both the housing market and your
financial options. They represent you, whether you are the buyer or seller and
can assure you that your interests are their priority.
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Real Estate Terms |
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